Настоящее издание содержит комментарий к трем Федеральным законам - "О государственном пенсионном обеспечении в Российской Федерации", "Об обязательном пенсионном страховании в Российской Федерации" и "О трудовых пенсиях в Российской Федерации", подготовленным и принятым в 2001 г. Они в достаточной степени раскрывают замысел пенсионной реформы.

В книге чилийского экономиста подробно изложена логика реформ пенсионной системы. Рассматриваются традиционная схема, основанная на государственном социальном страховании, новая система, базирующаяся на капитализации пенсионных взносов и некоторые вопросы перехода от государственного к частному пенсионному страхованию. Книга рассчитана на широкий круг специалистов в области страхового дела, руководителей муниципальных органов, работников банков, кредитных союзов, инвестиционных фондов и тех, кто интересуется современными подходами к экономическим реформам и. в частности, к задаче уменьшения влияния государства на экономическую жизнь общества.

. . . the book can be recommended to all with an interest in the issue of older workers in a globalised world. Ageing and Society Early retirement has been a policy to cope with the problems of massive unemployment in many Western welfare states. However, it has become apparent that this strategy is costly and destroys human capital urgently needed in ageing societies. This book offers a comprehensive and up-to-date study of late-career patterns and processes of early retirement in fourteen OECD countries, using both cross-sectional and longitudinal data. It is an important contribution to life-course research and will provide the foundation for any serious discussion on pension reforms and increasing the employability of older workers. Hans-Jürgen Andreß, University of Cologne, Germany This timely book investigates the growth of the early retirement trend and its varying spread among different groups of older workers in fourteen modern societies. It argues for a differentiated political approach to reverse early retirement, which relies on both pension and employability policies for older workers. Examining the early retirement trend virtually all modern societies have been faced with since the onset of the globalization process in the 1970s and 1980s, this book provides a thorough analysis of older workers late careers and their retirement transitions, as well as explaining why this trend has developed differently between nations. To promote an effective reversal of the early retirement trend, national policymakers are advised not to concentrate their efforts exclusively on reducing the financial incentives for an early exit still present in most national pension systems. In addition, it is also recommended that they invest in the employability of older workers, implying a thorough reconsideration of the design of education and labor market policies. Dirk Hofäcker presents a unique and comprehensive synthesis of theories describing and explaining the trend towards early retirement, and critically discusses their comparative advantages and shortcomings. Researchers and students of sociology, economics, gerontology, demography and comparative welfare states should not be without this book and policymakers and practitioners dealing with labor market policies will find it invaluable.