Delivers the proven solutions that make a difference in your Cisco IP Telephony deployment

Whether you’ve fallen behind on your bills, been sued or even declared bankruptcy, this book can help you take simple and effective steps to repair your credit. As you read, keep in mind these four important points: You’re not alone. The economic downturn has affected many people. Disposable incomes are down and savings are evaporating. Millions of honest, hard-working people—the same ones who received credit offers almost daily in better economic times—are having problems paying their bills. And over one million people file for bankruptcy each year.

One-third of the people who filed for bankruptcy last year used Chapter 13. With the new bankruptcy law making it more difficult than ever to file for Chapter 7 protection, more and more people overburdened with debts will turn to this book for help. Use this book as a guide through the entire process. Find out how to: § determine whether you qualify for Chapter 13 § calculate your debts and income § value your property and assets § create a repayment plan § fill out and file official bankruptcy forms § stop a foreclosure and make up late payments § pay off tax debt, child support, alimony and more § represent yourself in bankruptcy court The 8th edition is completely rewritten to address the bankruptcy reform laws passed in 2005 and it includes all the plain-English legal forms and instructions readers need.

Whether selling a car, expanding a kitchen, or hiring child care, people need to look out for their time, interest and money. "Putting it in writing" protects their rights, and this book can help. The title contains 101 clearly written forms that cover the legal issues people are most likely to face every day.

Whether selling a car, expanding a kitchen, or hiring child care, people need to look out for their time, interest and money. "Putting it in writing" protects their rights, and this book can help. The title contains 101 clearly written forms that cover the legal issues people are most likely to face every day.